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Unchained

Collaborative custody multisignature vaults and bitcoin financial services.

Why We Recommend Unchained

2-of-3 multisig: you hold 2 keys, they hold 1. They cannot move your bitcoin without you. 100,000+ BTC secured. $1B+ loans with zero losses.

Best For

Ideal for long-term bitcoin holders, high-net-worth individuals, and businesses seeking secure, private custody with direct bitcoin purchases into cold storage. Those who want multisig protection, inheritance planning, and IRA services will find Unchained’s collaborative custody features particularly valuable.

Services & Features

  • Collaborative custody vaults
  • Business loans (14%+ APR, 40% max LTV)
  • Bitcoin IRAs
  • Inheritance planning
  • Trading desk (buy/sell to vault)
  • Pre-funded cash balance
  • Real-time price locking
  • Direct-to-cold-storage settlement
  • Connections (share keys with family/friends)
  • Key replacement & recovery
  • Concierge onboarding

Considerations

Learning curve for multisig. Lending is business-only (min $150K).

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