How to Get Bitcoin Insurance for Corporate Treasury Holdings Using Resolvr

Over 14 million BTC remained uninsured as of late 2025, according to Resolvr CEO Aaron Daniel. For corporate treasuries that have added Bitcoin to their balance sheets, this represents a significant gap between fiduciary responsibility and available protection. Traditional insurance carriers haven't figured out how to underwrite digital assets without introducing currency mismatch problems, and most crypto-specific policies exclude self-custody arrangements entirely.

Resolvr has built infrastructure specifically to close this gap. Their Bitcoin Denominated Insurance Collaborative (BDIC) platform connects corporate treasuries with carriers willing to write policies that settle natively in Bitcoin, eliminating the volatility exposure that comes with fiat-denominated coverage.

Why Traditional Crypto Insurance Falls Short for Treasuries

Most existing cryptocurrency insurance requires extensive security audits and mandates that assets remain with approved custodians. If your company has chosen self-custody for sovereignty or security reasons, you're typically out of luck.

The bigger structural problem is currency mismatch. A policy that pays out in dollars when Bitcoin has appreciated significantly leaves you underwater. If your treasury held 100 BTC worth $4 million when you bought coverage, and a hack occurs when those coins are worth $10 million, a dollar-denominated policy caps your recovery at the original valuation. You've lost the Bitcoin and the appreciation.

Bitcoin-denominated policies solve this by settling claims in satoshis. Lose 100 BTC, get 100 BTC back (minus any deductibles). The accounting stays clean, and fiduciary duties are actually satisfied.

Three Ways Corporate Treasuries Can Access Resolvr Coverage

Direct Partnership for Institutional Solutions

The most straightforward path is contacting Resolvr directly through their treasuries page. This route makes sense for companies with substantial holdings that need customized coverage terms. Policies through BDIC cover loss, theft, platform failure, and hacks, with premiums and claims settled over Bitcoin or Lightning networks.

Expect the onboarding process to involve documentation of your custody arrangements, security protocols, and treasury management policies. Resolvr's underwriters need to assess risk just like traditional carriers would, but they're evaluating Bitcoin-specific threats rather than applying generic commercial insurance frameworks.

Embedded Coverage Through Compatible Custodians

If you're already using enterprise custody solutions, integration may already be available. Wizardsardine announced in December 2025 that their Liana Business product had embedded BDIC coverage, with the full integration launching in early 2026. This allows organizations using Liana for self-custody to add insurance without a separate procurement process.

The embedded approach simplifies administration considerably. Coverage activates through the same interface you're already using for treasury management, and claims trigger on-chain payouts directly. For finance teams that don't want to manage another vendor relationship, this is the cleaner option.

Captive Insurance Structures

Companies with broader risk management needs can use Resolvr's infrastructure to create a Bitcoin-native captive insurance subsidiary. This structure lets you self-insure operational risks while potentially generating yield by allocating treasury Bitcoin to back the captive.

Captives make the most sense for larger organizations that already have sophisticated treasury operations and want to consolidate risk management under one roof. The setup is more complex than simply buying a policy, but the long-term economics can favor companies with predictable risk profiles.

What Coverage Actually Looks Like

Policies through BDIC are individual and customizable rather than one-size-fits-all. The core coverage categories include:

• Theft and hacking events
• Loss of access (key management failures)
• Custodian or platform failures
• Operational errors

Premiums vary based on custody arrangements, security practices, and coverage limits. A company using multisig with geographically distributed keys will likely pay less than one relying on a single hardware wallet in an office safe.

Claims processing happens natively in Bitcoin. When a covered event occurs, the payout settles on-chain rather than requiring you to convert a fiat settlement back into BTC at whatever the market price happens to be.

Realistic Expectations and Tradeoffs

Bitcoin-native insurance is still a young market. Resolvr secured seed funding in 2025 from Axiom and is scaling through 2026, but the carrier network isn't as deep as traditional commercial insurance markets. Coverage limits may be lower than what a Fortune 500 company expects, and policy terms are still evolving.

There's also counterparty risk to consider. When you buy insurance, you're trusting that the carrier can pay claims. Resolvr functions as infrastructure connecting treasuries with carriers, but the ultimate backing comes from those carriers' reserves. Due diligence on the specific carrier writing your policy matters.

For companies that have already accepted the risks of holding Bitcoin, adding coverage through BDIC represents a meaningful risk reduction. It doesn't eliminate all exposure, but it addresses the most catastrophic scenarios where you could lose the entire position.

Getting Started

The practical first step depends on your current setup. If you're already using Liana Business or another compatible custody solution, check whether BDIC integration is active. If so, you can often add coverage through your existing dashboard.

For direct partnerships or captive structures, start with Resolvr's institutional intake process. Be prepared to document your custody architecture, internal controls, and the specific coverage you need. The more detail you can provide upfront, the faster underwriting moves.

Corporate Bitcoin holdings aren't going away. As of early 2026, the gap between assets on balance sheets and available insurance remains significant. Whether you're managing treasury for a public company with disclosure obligations or a private firm with a substantial position, closing that gap has become a solvable problem rather than an open question.